Privacy Policy for American Dream Financial Services
Last Updated: 01/30/2024
At American Dream Financial Services (ADFS), we prioritize the privacy and security of our clients' information. This Privacy Policy details our practices regarding the collection, use, and protection of your personal data, especially in the context of SMS/MMS communications as part of our commitment to compliance with required guidelines, CTIA messaging guidelines, and relevant legal standards.
1. Information We Collect
We collect personal data that helps us to provide our services efficiently. This includes Identity Data, Contact Data, Technical Data, Usage Data, and Marketing and Communications Data. Our collection methods are through direct interactions and automated technologies.
2. Use of SMS/MMS Communications
Consent and Compliance: We adhere to Enhanced Business SMS guidelines by limiting messages sent and ensuring all SMS/MMS messaging complies with required Terms of Service and Acceptable Use Policy. Explicit consent is obtained verbally and confirmed via a follow-up SMS/MMS, aligning with CTIA guidelines for automated messaging.
Opt-In/User Consent: Consent for SMS messages is actively obtained through clear, affirmative actions, such as completing a web form with detailed opt-out options or responding to direct communication from us. We strictly avoid using purchased lists or third-party generated leads for SMS.
Automated Messaging: All automated messages are sent in compliance with guidelines, including express, written, and logged consent, and feature clear opt-out instructions.
3. Opt-Out Mechanism
Users can opt-out at any time by replying with "STOP" to any SMS/MMS message. We honor all opt-out requests promptly and maintain records of opt-ins and opt-outs to ensure compliance and respect for user preferences.
4. Prohibited Campaigns and Content
In accordance with guidelines, we do not engage in or promote prohibited campaigns such as advertisements for loans, credit repair offers, work-from-home schemes, or any content related to alcohol, tobacco, firearms, or controlled substances. We commit to monitoring our campaigns to prevent any prohibited content from being sent.
5. Data Security
We implement robust security measures to protect personal data from unauthorized access or misuse, especially data related to SMS/MMS communications and consent.
6. Your Legal Rights
You have rights over your personal data, including access, correction, erasure, and the right to object to processing. We are committed to honoring these rights in compliance with data protection laws.
7. Changes to This Policy
We may update this Privacy Policy to reflect changes in our practices or legal requirements. Any changes will be posted on our website, and we encourage you to review our Privacy Policy periodically.
Contact Us
For more information, questions, or concerns about our privacy practices or this Privacy Policy, please contact us at:
Email: info@adfs.tax
Postal Address: 6301 Michigan Ave, Detroit MI 48210
Phone: (313) 444-4152
Copyright © 2024 AMERICAN DREAM FINANCIAL SERVICES LLC - All Rights Reserved.
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